Skip to main content
Longseries
Menu
Incomes1961–2025percent

Real interest rate

Lending interest rate adjusted for inflation, %, from the World Bank.

−1.3%United States · 2021

World Bank Open DataPublished by source: 2026-10-08
debtinflation
Saved data version: retrieved 2026-11-05, ID 25255908113eWarehouse version at build: v45
Data coverage
  • United States: 1961–2021; observations: 61; missing years: 0

Missing years are counted between the first and last observations. A missing value is not zero.

Compare with:

61 rows for United States

Time range:
−2.50.02.55.07.510.01961197019801990200020102020−1.3
Year

Tap the chart or pick a year to read the values.

United States

Period statistics

Calculated from the values shown in this view for the selected period. Statistics follow the active display mode.

United States

3.1→−1.3

Total change
−4.4 pp
Period
1961–2021

United States: 3.1 (1961) → −1.3 (2021). Difference: −4.4 pp. Peak value of 8.6 in 1981; lowest value of −1.3 in 1975.

Compare on chart

Format:
Real interest rate — United States
YearCountryValue
2021United States−1.3%
2020United States2.2%
2019United States3.6%
2018United States2.6%
2017United States2.3%
2016United States2.5%
2015United States2.3%
2014United States1.5%
2013United States1.5%
2012United States1.4%
2011United States1.2%
2010United States2%
2009United States2.6%
2008United States3.1%
2007United States5.2%
2006United States4.7%
2005United States3%
2004United States1.6%
2003United States2.1%
2002United States3.1%
Source
World Bank Open Data
Licence
CC BY 4.0
Published by source
2026-10-08
Retrieved
2026-11-05
Indicator code in source
FR.INR.RINR
Unit of measure
percent
Data version
v45

Cite

Longseries, “Real interest rate”. World Bank Open Data (FR.INR.RINR), 1961–2025, Brazil, China, Czechia, United Kingdom, India, Italy, Japan, Netherlands, Sweden, United States. Retrieved 2026-11-05. CC BY 4.0. Data version v45. Data SHA-256: 25255908113e541d66950c8bd3082904b0783a4cfc1811b3e92871a6b9d8258b. https://longseries.com/en/d/wb-real-interest-rate/

Embed chart

<iframe src="https://longseries.com/en/d/wb-real-interest-rate/?embed=1" width="100%" height="480" style="border:0;max-width:100%" loading="lazy" title="Real interest rate — Longseries"></iframe>

No source revisions recorded yet — revisions are logged when an official source updates historical values.

Latest values

Extremes among countries with the same observation year: for 2025: highest — Brazil; lowest — Czechia

10 places — sorted by value, highest first
Country
Highest value in the comparable yearBrazil202537.5%37.5%
India20225.6%5.6%
China20245.2%5.2%
Sweden20061.9%1.9%
Lowest value in the comparable yearCzechia20251.1%1.1%
Japan20171%1%
Netherlands20130.4%0.4%
United Kingdom2014−1.1%−1.1%
United States2021−1.3%−1.3%
Italy2023−1.3%−1.3%

About this series

Real interest rate, %. Lending rate adjusted for inflation, World Bank.

Indicator definition

The real interest rate is the lending interest rate adjusted for inflation measured by the GDP deflator, in percent.

How to read the data

It uses the GDP deflator, not a CPI basket, so it differs from market real rates. Compare across countries with care.

Related indicators

See all (20)…
See all (61)…