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Incomes2005–2025percent

Bank non-performing loans (NPL)

Non-performing loans as a percentage of total gross bank loans, from the World Bank.

1.6%Poland · 2025

World Bank Open DataPublished by source: 2026-10-08
Saved data version: retrieved 2026-11-05, ID 8111097e68f0Warehouse version at build: v45
Data coverage
  • Poland: 2008–2025; observations: 18; missing years: 0

Missing years are counted between the first and last observations. A missing value is not zero.

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18 rows for Poland

Time range:
1.02.03.04.05.0200820102015202020251.6
Year

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Poland

Period statistics

Calculated from the values shown in this view for the selected period. Statistics follow the active display mode.

Poland

2.8→1.6

Total change
−1.2 pp
Period
2008–2025

Poland: 2.8 (2008) → 1.6 (2025). Difference: −1.2 pp. Peak value of 4.9 in 2012; lowest value of 1.6 in 2025.

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Format:
Bank non-performing loans (NPL) — Poland
YearCountryValue
2025Poland1.6%
2024Poland1.8%
2023Poland2.3%
2022Poland2.4%
2021Poland2.9%
2020Poland3.7%
2019Poland3.8%
2018Poland3.9%
2017Poland3.8%
2016Poland3.9%
2015Poland4.2%
2014Poland4.6%
2013Poland4.8%
2012Poland4.9%
2011Poland4.5%
2010Poland4.7%
2009Poland4.1%
2008Poland2.8%
Source
World Bank Open Data
Licence
CC BY 4.0
Published by source
2026-10-08
Retrieved
2026-11-05
Indicator code in source
FB.AST.NPER.ZS
Unit of measure
percent
Data version
v45

Cite

Longseries, “Bank non-performing loans (NPL)”. World Bank Open Data (FB.AST.NPER.ZS), 2005–2025, Brazil, China, Czechia, Germany, Spain, France, United Kingdom, India, Italy, Japan, Netherlands, Poland, Sweden, United States. Retrieved 2026-11-05. CC BY 4.0. Data version v45. Data SHA-256: 8111097e68f07621e53c5ce82496f461191f9455751a0426a686eb4ce50b0023. https://longseries.com/en/d/wb-bank-npl/

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Latest values

Extremes among countries with the same observation year: for 2025: highest — Brazil; lowest — Sweden

Only the first rows are shown here. Use “Remaining locations” below for the full list.

14 places — sorted by value, highest first
Country
Highest value in the comparable yearBrazil20253.9%3.9%
Spain20252.6%2.6%
Italy20252.5%2.5%
France20242.1%2.1%
India20252.1%2.1%
Germany20251.9%1.9%
Poland20251.6%1.6%
China20241.5%1.5%
Remaining locations (6)

    About this series

    Non-performing loans as a share of gross loans, %. World Bank.

    Indicator definition

    Non-performing loans as a share of total gross bank loans, in percent. A loan counts as non-performing when repayment is overdue or unlikely, per each country's supervisory definition.

    How to read the data

    Portfolio quality, not the size of lending. Read with bank capital to assets and bank credit to GDP.