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Incomes1960–2025percent

Bank lending rate

Bank lending rate charged to prime customers, % per year, from the World Bank.

3.3%United States · 2021

World Bank Open DataPublished by source: 2026-10-08
debt
Saved data version: retrieved 2026-11-05, ID ad42f4cd3a94Warehouse version at build: v45
Data coverage
  • United States: 1960–2021; observations: 62; missing years: 0

Missing years are counted between the first and last observations. A missing value is not zero.

Compare with:

62 rows for United States

Time range:
0.05.010.015.020.019601970198019902000201020203.3
Year

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United States

Period statistics

Calculated from the values shown in this view for the selected period. Statistics follow the active display mode.

United States

4.8→3.3

Total change
−1.6 pp
Period
1960–2021

United States: 4.8 (1960) → 3.3 (2021). Difference: −1.6 pp. Peak value of 18.9 in 1981; lowest value of 3.3 in 2009.

Compare on chart

Format:
Bank lending rate — United States
YearCountryValue
2021United States3.3%
2020United States3.5%
2019United States5.3%
2018United States4.9%
2017United States4.1%
2016United States3.5%
2015United States3.3%
2014United States3.3%
2013United States3.3%
2012United States3.3%
2011United States3.3%
2010United States3.3%
2009United States3.3%
2008United States5.1%
2007United States8.1%
2006United States8%
2005United States6.2%
2004United States4.3%
2003United States4.1%
2002United States4.7%
Source
World Bank Open Data
Licence
CC BY 4.0
Published by source
2026-10-08
Retrieved
2026-11-05
Indicator code in source
FR.INR.LEND
Unit of measure
percent
Data version
v45

Cite

Longseries, “Bank lending rate”. World Bank Open Data (FR.INR.LEND), 1960–2025, Brazil, China, Czechia, United Kingdom, India, Italy, Japan, Netherlands, Sweden, United States. Retrieved 2026-11-05. CC BY 4.0. Data version v45. Data SHA-256: ad42f4cd3a9448ed5e65df1ea4ea3e962caf6462b0cdca63ec934481be702f44. https://longseries.com/en/d/wb-lending-rate/

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No source revisions recorded yet — revisions are logged when an official source updates historical values.

Latest values

Extremes among countries with the same observation year: for 2025: highest — Brazil; lowest — Czechia

10 places — sorted by value, highest first
Country
Highest value in the comparable yearBrazil202545.3%45.3%
India20228.6%8.6%
Italy20234.9%4.9%
Lowest value in the comparable yearCzechia20254.7%4.7%
China20244.4%4.4%
Sweden20063.7%3.7%
United States20213.3%3.3%
Netherlands20131.5%1.5%
Japan20171%1%
United Kingdom20140.5%0.5%

About this series

Bank lending rate to prime customers, % per year. World Bank, default country set.

Indicator definition

The bank lending rate is the interest rate banks charge on loans to their best (prime) customers, in percent per year. It describes the price of credit, not the volume of lending.

How to read the data

The price of credit, not its stock. For the volume see Private-sector credit. Read both together.

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