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Indicator comparison

Saving and household debt

Range of Household saving (OECD): 1970–2025. Range of Household debt (OECD): 1995–2025.

Annual household saving rate and outstanding household debt from the OECD.

The saving rate Household saving (OECD) tracks annual accumulation, while debt Household debt (OECD) measures accumulated liabilities.

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What is being compared

Similar names do not necessarily mean identical definitions. Check the units, period and source descriptions before comparing.

Household saving (OECD)

Net household saving rate as a percentage of net disposable income from the OECD NAAG database.

Source
OECD
Indicator code in source
NAAG_V B8NS1M PT_B6N_S1M
Unit of measure
percent
Year
1970–2025
Retrieved
2026-09-15

Household debt (OECD)

Household debt as a percentage of net disposable income from the OECD NAAG database.

Source
OECD
Indicator code in source
NAAG_V LES1M_FD4 PT_B6N_S1M
Unit of measure
percent
Year
1995–2025
Retrieved
2026-09-15
Compare on chart

−15.0%0.0%+15.0%+30.0%+45.0%+60.0%19952000201020202024+38.5%+6.1%
Year

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Household debt (OECD)Household saving (OECD)

Household saving (OECD)

Net household saving rate as a percentage of net disposable income from the OECD NAAG database.

About this series

Net saving of households and NPISH, % of net disposable income. OECD NAAG.

Indicator definition

Net household saving rate as a percentage of net disposable income from the OECD National Accounts.

How to read the data

Saving is this year’s flow. Household debt (OECD) is the stock. Do not add them.

Saved data version: retrieved 2026-09-15, ID c3b880e084d9
Longseries, “Household saving (OECD)”. OECD (NAAG_V B8NS1M PT_B6N_S1M), 1970–2025, Australia, Canada, Czechia, Germany, France, United Kingdom, Italy, Korea, Poland, Sweden, United States. Retrieved 2026-09-15. OECD Terms and Conditions. Data SHA-256: c3b880e084d95cf7dba5c875e7b3e5cd9eecc8831d6ada1d1a2826efe083b197. https://longseries.com/en/d/oecd-household-saving/

Latest values

Extremes among countries with the same observation year: for 2024: highest — France; lowest — United Kingdom

11 places — sorted by value, highest first
Country
Sweden2025+13.5459%+13.5%
Czechia2025+12.8672%+12.9%
Highest value in the comparable yearFrance2024+12.7985%+12.8%
Germany2025+10.3005%+10.3%
Korea2024+9.4266%+9.4%
Poland2024+6.0638%+6.1%
Australia2024+6.0589%+6.1%
United States2024+5.658%+5.7%
Lowest value in the comparable yearUnited Kingdom2024+4.7429%+4.7%
Canada2025+4.5346%+4.5%
Italy2025+3.1623%+3.2%
Data coverage
  • Poland: 1999–2024; observations: 26; missing years: 0

Missing years are counted between the first and last observations. A missing value is not zero.

Compare with:

26 rows for Poland

Time range:
−2.5%0.0%+2.5%+5.0%+7.5%+10.0%+12.5%200020052010201520202024+6.1%
Year

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Poland

Period statistics

Calculated from the values shown in this view for the selected period. Statistics follow the active display mode.

Poland

+10.3%→+6.1%

Total change
−4.3 pp
Period
1999–2024

Poland: +10.3% (1999) → +6.1% (2024). Difference: −4.3 pp. Peak value of +12.2% in 2001; lowest value of −1.0% in 2022.

Compare on chart

Format:
Household net saving (% of net disposable income), OECD — Poland
YearCountryValue
2024Poland+6.0638%
2023Poland+2.8563%
2022Poland−0.9912%
2021Poland+3.0987%
2020Poland+11.0569%
2019Poland+4.2189%
2018Poland+2.8909%
2017Poland+3.2562%
2016Poland+5.6555%
2015Poland+4.0925%
2014Poland+5.5061%
2013Poland+3.4909%
2012Poland+2.3257%
2011Poland+2.1741%
2010Poland+5.1222%
2009Poland+4.9692%
2008Poland+2.9536%
2007Poland+5.3293%
2006Poland+5.6851%
2005Poland+6.3809%

Household debt (OECD)

Household debt as a percentage of net disposable income from the OECD NAAG database.

About this series

Debt of households and NPISH, % of net disposable income. OECD NAAG.

Indicator definition

Household debt as a percentage of net disposable income from the OECD National Accounts. See also: Government debt (Maastricht).

How to read the data

Household stock, not the Maastricht government stock. Pair: Household saving (OECD).

Saved data version: retrieved 2026-09-15, ID ce4cc4683aa7
Longseries, “Household debt (OECD)”. OECD (NAAG_V LES1M_FD4 PT_B6N_S1M), 1995–2025, Australia, Canada, Czechia, Germany, France, United Kingdom, Italy, Japan, Korea, Poland, Sweden, United States. Retrieved 2026-09-15. OECD Terms and Conditions. Data SHA-256: ce4cc4683aa75f739a78ac5a9d93539ac7637fce0a3229a3e57af2d0a6c9afdd. https://longseries.com/en/d/oecd-household-debt/

Latest values

Extremes among countries with the same observation year: for 2024: highest — Australia; lowest — Poland

12 places — sorted by value, highest first
Country
Highest value in the comparable yearAustralia2024209.6%209.6%
Canada2025182%182%
Sweden2025174.9%174.9%
Korea2024174.4%174.4%
United Kingdom2024130.8%130.8%
Japan2024122.4%122.4%
France2024115.2%115.2%
United States202498.9%98.9%
Germany202584.9%84.9%
Italy202579.9%79.9%
Czechia202562.7%62.7%
Lowest value in the comparable yearPoland202438.5%38.5%
Data coverage
  • Poland: 1995–2024; observations: 30; missing years: 0

Missing years are counted between the first and last observations. A missing value is not zero.

Compare with:

30 rows for Poland

Time range:
0.015.030.045.060.01995200020102020202438.5
Year

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Poland

Period statistics

Calculated from the values shown in this view for the selected period. Statistics follow the active display mode.

Poland

3.3→38.5

Total change
+35.2 pp
Period
1995–2024

Poland: 3.3 (1995) → 38.5 (2024). Difference: +35.2 pp. Peak value of 60.0 in 2016; lowest value of 3.3 in 1995.

Compare on chart

Format:
Household debt (% of net disposable income), OECD — Poland
YearCountryValue
2024Poland38.5%
2023Poland41.2%
2022Poland47%
2021Poland56.6%
2020Poland55.3%
2019Poland58%
2018Poland58.7%
2017Poland58.1%
2016Poland60%
2015Poland59.7%
2014Poland57.9%
2013Poland58.1%
2012Poland56.2%
2011Poland58.2%
2010Poland54.9%
2009Poland51.5%
2008Poland49.9%
2007Poland38%
2006Poland30%
2005Poland23.9%