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A pair of series

Saving and household debt

This year’s household saving and the debt stock. OECD NAAG.

Household saving (OECD) is a flow. Household debt (OECD) is a stock. Do not add them.

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Household saving (OECD)

Household net saving, % of net disposable income. OECD NAAG. Can be negative.

The file

Net saving of households and NPISH, % of net disposable income. OECD NAAG.

The indicator

DF_NAAG_V, B8NS1M, PT_B6N_S1M. A flow; can be negative.

What the numbers show

Saving is this year’s flow. Household debt (OECD) is the stock. Do not add them.

Longseries, “Household saving (OECD)”. OECD (NAAG_V B8NS1M PT_B6N_S1M), 1970–2025, Australia, Canada, Czechia, Germany, France, United Kingdom, Italy, Korea, Poland, Sweden, United States. Retrieved 2026-09-15. OECD Terms and Conditions. https://longseries.com/en/d/oecd-household-saving/

Latest values

11 places — sorted by latest value
CountryYearValue
Sweden2025+13.5 %
Czechia2025+12.9 %
France2024+12.8 %
Germany2025+10.3 %
Korea2024+9.4 %
Poland2024+6.1 %
Australia2024+6.1 %
United States2024+5.7 %
United Kingdom2024+4.7 %
Canada2025+4.5 %
Italy2025+3.2 %

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-2.3 %+1.6 %+5.6 %+9.5 %+13.5 %1999200720162024+6.1 %
Poland

Calculations from this window

We compute from the published level in the selected years. Nothing is invented — CAGR and Δ are functions of those rows.

Poland

Household saving (OECD)

+10.3 %→+6.1 %

Change
-4.3 pts
Years
1999–2024

Poland: +10.3 % (1999) → +6.1 % (2024). Difference -4.3 pts. Highest +12.2 % in 2001; lowest -1.0 % in 2022.

Household saving (OECD) — Poland
YearCountryValue
2024Poland+6.1 %
2023Poland+2.9 %
2022Poland-1.0 %
2021Poland+3.1 %
2020Poland+11.1 %
2019Poland+4.2 %
2018Poland+2.9 %
2017Poland+3.3 %
2016Poland+5.7 %
2015Poland+4.1 %
2014Poland+5.5 %
2013Poland+3.5 %
2012Poland+2.3 %
2011Poland+2.2 %
2010Poland+5.1 %
2009Poland+5.0 %
2008Poland+3.0 %
2007Poland+5.3 %
2006Poland+5.7 %
2005Poland+6.4 %
2004Poland+6.8 %
2003Poland+7.7 %
2002Poland+8.6 %
2001Poland+12.2 %
2000Poland+10.6 %
1999Poland+10.3 %

Household debt (OECD)

Household and NPISH debt, % of net disposable income. OECD NAAG. Not [eu-gov-debt].

The file

Debt of households and NPISH, % of net disposable income. OECD NAAG.

The indicator

DF_NAAG_V, LES1M_FD4, PT_B6N_S1M. Not Government debt (Maastricht).

What the numbers show

Household stock, not the Maastricht government stock. Pair: Household saving (OECD).

Longseries, “Household debt (OECD)”. OECD (NAAG_V LES1M_FD4 PT_B6N_S1M), 1995–2025, Australia, Canada, Czechia, Germany, France, United Kingdom, Italy, Japan, Korea, Poland, Sweden, United States. Retrieved 2026-09-15. OECD Terms and Conditions. https://longseries.com/en/d/oecd-household-debt/

Latest values

12 places — sorted by latest value
CountryYearValue
Australia2024209.6
Canada2025182.0
Sweden2025174.9
Korea2024174.4
United Kingdom2024130.8
Japan2024122.4
France2024115.2
United States202498.9
Germany202584.9
Italy202579.9
Czechia202562.7
Poland202438.5

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-2.414.631.648.665.6199520052014202438.5
Poland

Calculations from this window

We compute from the published level in the selected years. Nothing is invented — CAGR and Δ are functions of those rows.

Poland

Household debt (OECD)

3.3→38.5

Change
+35.2 pts
Years
1995–2024

Poland: 3.3 (1995) → 38.5 (2024). Difference +35.2 pts. Highest 60.0 in 2016; lowest 3.3 in 1995.

Household debt (OECD) — Poland
YearCountryValue
2024Poland38.5
2023Poland41.2
2022Poland47.0
2021Poland56.6
2020Poland55.3
2019Poland58.0
2018Poland58.7
2017Poland58.1
2016Poland60.0
2015Poland59.7
2014Poland57.9
2013Poland58.1
2012Poland56.2
2011Poland58.2
2010Poland54.9
2009Poland51.5
2008Poland49.9
2007Poland38.0
2006Poland30.0
2005Poland23.9
2004Poland20.6
2003Poland19.7
2002Poland22.2
2001Poland17.6
2000Poland11.7
1999Poland10.6
1998Poland10.2
1997Poland7.0
1996Poland5.4
1995Poland3.3