Incomes1995–2025percent

Household debt (OECD)

Name: Household debt (OECD)
Creator: OECD
License: https://www.oecd.org/en/about/terms-conditions.html

Household debt as a percentage of net disposable income from the OECD NAAG database.

38.5%Poland · 2024

OECDRetrieved: 2026-09-15

debt housing

Saved data version: retrieved 2026-09-15, ID ce4cc4683aa7Warehouse version at build: v45

Data coverage

Poland: 1995–2024; observations: 30; missing years: 0

Missing years are counted between the first and last observations. A missing value is not zero.

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30 rows for Poland

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Poland

Period statistics

Calculated from the values shown in this view for the selected period. Statistics follow the active display mode.

Poland

3.3→38.5

Total change: +35.2 pp
Period: 1995–2024

Poland: 3.3 (1995) → 38.5 (2024). Difference: +35.2 pp. Peak value of 60.0 in 2016; lowest value of 3.3 in 1995.

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Household debt (OECD) — Poland
Year	Country	Value
2024	Poland	38.5%
2023	Poland	41.2%
2022	Poland	47%
2021	Poland	56.6%
2020	Poland	55.3%
2019	Poland	58%
2018	Poland	58.7%
2017	Poland	58.1%
2016	Poland	60%
2015	Poland	59.7%
2014	Poland	57.9%
2013	Poland	58.1%
2012	Poland	56.2%
2011	Poland	58.2%
2010	Poland	54.9%
2009	Poland	51.5%
2008	Poland	49.9%
2007	Poland	38%
2006	Poland	30%
2005	Poland	23.9%

Source: OECD
Licence: OECD Terms and Conditions
Published by source: —
Retrieved: 2026-09-15
Indicator code in source: NAAG_V LES1M_FD4 PT_B6N_S1M
Unit of measure: percent
Data version: v45

Cite

Longseries, “Household debt (OECD)”. OECD (NAAG_V LES1M_FD4 PT_B6N_S1M), 1995–2025, Australia, Canada, Czechia, Germany, France, United Kingdom, Italy, Japan, Korea, Poland, Sweden, United States. Retrieved 2026-09-15. OECD Terms and Conditions. Data version v45. Data SHA-256: ce4cc4683aa75f739a78ac5a9d93539ac7637fce0a3229a3e57af2d0a6c9afdd. https://longseries.com/en/d/oecd-household-debt/

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Latest values

Comparison year

Extremes among countries with the same observation year: for 2024: highest — Australia; lowest — Poland

12 places — sorted by value, highest first
Country
Highest value in the comparable yearAustralia	2024	209.6%209.6%
Canada	2025	182%182%
Sweden	2025	174.9%174.9%
Korea	2024	174.4%174.4%
United Kingdom	2024	130.8%130.8%
Japan	2024	122.4%122.4%
France	2024	115.2%115.2%
United States	2024	98.9%98.9%
Germany	2025	84.9%84.9%
Italy	2025	79.9%79.9%
Czechia	2025	62.7%62.7%
Lowest value in the comparable yearPoland	2024	38.5%38.5%

About this series

Debt of households and NPISH, % of net disposable income. OECD NAAG.

Indicator definition

Household debt as a percentage of net disposable income from the OECD National Accounts. See also: Government debt (Maastricht).

How to read the data

Household stock, not the Maastricht government stock. Pair: Household saving (OECD).

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